1. Acceptance of these terms
By creating an account, uploading a document, or otherwise using EOB Clarity (the “Service”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use the Service.
2. The Service
EOB Clarity helps users interpret Explanation of Benefits (EOB) documents by extracting line‑item charges and providing plain‑language summaries. The Service does not provide medical or legal advice and should not be relied upon as a substitute for professional counsel.
3. Eligibility & account registration
- You must be at least 18 years old to create an account.
- You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
4. Plan limits & payments
Each subscription tier (Free, Starter, Pro) includes a monthly upload quota. Unused uploads do not roll over. Paid plans renew automatically each month until cancelled. Taxes and Stripe processing fees are not included in listed prices.
5. User‑uploaded content
You retain all rights to documents you upload. You grant EOB Clarity a limited license to process those documents solely to deliver the Service. Files are encrypted, stored in the United States, and permanently deleted after 30 days in accordance with our Privacy Policy.
6. Prohibited conduct
- Reverse‑engineering or scraping the Service.
- Uploading documents you are not authorized to share.
- Interfering with or disrupting servers or networks.
7. Intellectual property
The EOB Clarity logo, brand assets, and underlying software are owned by AI SOFTWARE LTD. Except for the limited license granted above, nothing in these Terms transfers any intellectual‑property rights.
8. Disclaimer of warranties
The Service is provided “as is” and “as available.” We disclaim all warranties of any kind, express or implied, including accuracy, reliability, and non‑infringement.
9. Limitation of liability
To the fullest extent permitted by law, AI SOFTWARE LTD shall not be liable for any indirect, incidental, special, or consequential damages, including lost profits, arising out of your use of—or inability to use—the Service.
10. Indemnification
You agree to indemnify and hold harmless AI SOFTWARE LTD, its officers, and employees from any claim arising out of your violation of these Terms or your misuse of the Service.
11. Governing law
These Terms are governed by the laws of the State of Delaware, without regard to conflict‑of‑law provisions. Any dispute shall be resolved in the federal or state courts located in Wilmington, Delaware.
12. Changes to these terms
We may update these Terms from time to time. Material changes will be announced via email or in‑app notification. Continued use of the Service after the effective date constitutes acceptance of the revised Terms.
13. Contact us
Questions? Email legal@eobclarity.com.